Standards & Resources

MISMO standards provide a common language for exchanging data and information across the mortgage finance industry. MISMO has residential mortgage, commercial mortgage and eMortgage/digital standards available along with a wide variety of additional guides, tools and other resources to support and accelerate the implementation process. MISMO standards are accepted and deployed by every type of entity involved in creating mortgages, and they are required by most regulators, housing agencies and the GSEs that participate in the industry. Use of MISMO's standards has been found to lower per loan costs, improve margins, reduce errors and speed up the loan process by reducing manual, paper-based processes while creating cost savings for the consumer.